Your home. Your investment.
Real Estate & HOAs Grounded.
Simple, effective tools to answer questions and provide guidance about everything to do with your home — from HOA rules and financials to resale, renovations, and community.
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Why not just Standard AI?
Standard AI never met your neighbors.
Standard AI can do your work alone, once, from whatever you paste in. Anchored is your building, together: your neighbors' real experience, your board's rulings, your local pros, and one source of truth that stays current for everyone. That's not a smarter model. It's a network, and it only exists here.
Can't you just upload your documents to ChatGPT or Claude and ask? Sure. Here's what that still can't do:
“My tenant's bidet leaked into the unit below. Am I liable?”
Standard AI
Generally, if your tenant made an unauthorized change, they may be responsible for the damage, but liability can also fall on you as the owner depending on your lease, your HOA's documents, and the insurance policies involved. Review your lease's alterations clause, check whether the master policy covers in-unit water damage, and you may want to consult a local attorney.
Anchored
Likely you first, then recoverable from your tenant. The lease bars unpermitted alterations (Lease §12), the CC&R makes the unit owner responsible for in-unit damage (§9.3), and the master policy covers only common elements (Insurance Summary p.4).
From your community
A neighbor two floors up had this exact bidet leak last year. Here's how the claim actually got resolved, and the form they filed.
“Are our reserves healthy?”
Standard AI
A reserve fund is usually considered healthy when it's well funded against the association's reserve study, often around 70% or higher, though it varies. Compare your current balance to the recommended amount in your latest study and look at delinquency trends. Share the figures and I can help you interpret them.
Anchored
$1.39M in reserves, 62% funded against the latest study, and delinquencies are up since Q4, from your April 2026 statement (Balance Sheet, p.2).
“How do I get a ventless dryer approved?”
Standard AI
Many HOAs restrict vented dryers but allow ventless or condensing models since they need no exterior vent. Check your CC&Rs for appliance and alteration rules, and you may need architectural committee approval before installing. I'd review your governing documents and confirm the process with your board.
Anchored
Condensing dryers are allowed; vented aren't (House Rules §6.1).
From your community
Three neighbors have already done it: the exact model they used, the ACC form they filed, and what the install actually cost.
“Who should I use to refinance my unit here?”
Standard AI
To refinance a condo, compare rates from several lenders, ideally ones experienced with condos and your building's warrantability. Gather your loan documents and check reviews. I can't tell you who has actually closed loans in your building, but a mortgage broker who knows condos can help you shortlist options.
Anchored
Two lenders have closed loans in this building. One is a verified pro here.
In one place
Message them in a tap. Your board and property manager are here too, so an answer turns into action.
“Help me draft a lease for my unit.”
Standard AI
I can draft a standard residential lease covering the usual sections: parties, term, rent, deposit, maintenance, and rules. Washington and Seattle have specific requirements for deposits, late fees, and just-cause eviction that you'll want to confirm, and you should check your HOA's rules for anything unit-specific like rental caps. Want me to generate a template you can adapt?
Anchored
We got you. We'll take you through it step by step and have a ready-to-sign lease for your unit in about 10 minutes. It applies Washington's deposit and late-fee limits (RCW 59.18), Seattle's Just Cause and rental-registration rules, and your building's own terms (no short-term rentals per CC&R §5.2, move-in deposit, elevator booking), each clause cited to its source.
- Your unit
- Rent & terms
- WA + Seattle law
- Your building's rules
- Review & sign
Standard AI does your work for you, alone. Anchored is the work your whole building does together, reasoning across everything it knows and getting smarter every time a neighbor adds what they learned.
Anchored is the intelligence layer for real estate. Get answers backed by HOA documents and state laws — with citations.
Built for everyone in your building
Whether you own, manage, or govern — Anchored fits your role.
For Owners
Instant answers and assistance.
Upload your CC&Rs and get instant answers. "Can I have a BBQ on my balcony?" "What's the guest parking policy?" — get cited answers in seconds. Connect with neighbors in HOA-specific forums and learn from other homeowners.
- Plain-English Q&A with citations
- HOA-specific discussion boards
- View building documents and rules
- Discover your HOA by address
- Draft a lease
For Property Managers
Manage every building in one place.
Bulk-upload documents across your portfolio. Track compliance, surface risks, and communicate with residents — all from one dashboard. Built for managers handling 10 or 10,000 units.
- Portfolio document repository
- Compliance tracking + risk dashboards
- Resident + vendor communication
- Bulk operations across buildings
For HOA Boards
Your official community hub.
Claim your community to surface risks, track action items, share documents with residents, and send announcements — all from one dashboard. Motion tracking, meeting minutes, and financial oversight built in.
- Board decisions + motion tracking
- Meeting minutes and agendas
- Financial oversight
- Member communication
Join the conversation.
Connect with neighbors, share experiences, and get answers to core questions (e.g. who is the point of contact for the management company?). HOA-specific discussions with real names for accountability.
- HOA-specific discussion boards
- Ask questions, share experiences
- Learn from other homeowners
- Real names for accountability
- Backed by real documents and state law
Anyone know if the board approved the new EV charger install yet? My garage spot is on the list.
Q1 financials posted — reserve fund is up 8% YoY. Big win for the board.
Heads up — pet policy update goes into effect Aug 1. Check the new CC&Rs section 7.
SECURITY
Your documents stay yours.
Documents are encrypted at rest and in transit. We never train models on your HOA's content. Access is scoped per context, audit-logged, and revocable. The full security posture — including data residency, retention policies, and incident response — is published on our security page.
WHO WE ARE
Operators, not just engineers.
Anchored is built by a team with backgrounds in real estate, software, and law. We've sat on boards, closed transactions, and drafted leases — and we believe the documents that govern your property should be readable by the people they bind.